Mary Bell
JC Penny Realty
Kissimmee, FL 34747
908-337-3555
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Blog: Mortgage Information

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more
Mary Bell
JC Penny Realty
8701 W. Irlo Bronson Memorial, Suite 200
Kissimmee, FL 34747
908-337-3555
mary@jcpennyrealty.com

Testimonials

Working with Mary Bell of J.C. Penny Realty was such a pleasant experience. She actually took the drudgery out of the whole process of acquiring a new residence. Her accessibility is worthy of note, not to mention the personal interest she displayed in helping us find just the right home for us. We highly recommend her for all your realty needs.    Wendell and Annie Wheeler – Orlando, FL
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